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Punjab & Sind Bank is a public sector bank in India, with its headquarters in New Delhi.
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It was founded on 24 June 1908.
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The Government of India owns the majority stake—in 2025, it’s about 98.25%.
Recent Performance & Strategy
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For Q4 of FY25, the bank’s net profit more than doubled to ₹313 crore. This improvement came alongside a reduction in bad loans (NPAs).
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Its business (deposits + advances) grew around 11.7% to ₹2,29,379 crore in FY25.
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The Gross NPA (non-performing assets) dropped to 3.38% of gross advances, Net NPA came down to 0.96%.
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Capital Adequacy Ratio stood at ~17.41%.
Expansion
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The bank aims to open 100 new branches and add 100 new ATMs in a fiscal year to increase its reach.It is also expanding its banking correspondent (BC) network, targeting to more than double it from ~1,700 to ~4,000.
Customer Service / Contact Info
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Toll free number (all India): 1800-419-8300
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Branch in Chennai: Zonal Office address: 1st Floor, 770A, Anna Salai, Chennai; phone 044-28492888 / 28491935 / 28491937 / 28493885.
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